Home Sweet Home

Have you been thinking about purchasing a new home? Congratulations! Finding somewhere to create memories with your loved ones and relax at the end of a long day is truly a dream come true.

Along with the excitement comes many considerations that you’ll need to make. Whether you’re a first-time home buyer or you’ve been through the process before, there’s a lot to keep track of and many decisions to make. That’s when having an experienced, local team of professional mortgage professionals can make all the difference in the world.

First Utah Bank offers a variety of loan options for purchasing a home and refinancing, whether it’s your primary residence, your vacation home, or your real estate investment. We work with all home types: single family, manufactured homes, townhouses, and condominiums. Because we’re a local bank, we understand your circumstances, we know your neighborhood, and we want to put you first. Our team handles everything right here in the community, from the applications to the approvals. That means whenever you have a question, you’ll get an answer immediately.

Most people understand that there are a few different kinds of mortgage options out there, but we think you’d be surprised to discover just how many there are. We specialize in 30, 25, 20 and 15 Year Fixed Rate Mortgages, FHA loans, VA loans, Hybrid ARMs (3/1 ARM, 5/1 ARM, 7/1 ARM), 2/1 Buy Down Mortgages, and low- to no-money-down mortgage options for those who are interested in purchasing in Idaho or other qualifying rural communities. We even offer grant programs that could help you with your down payment!

If you’re already in your dream home, you may be considering refinancing or tackling some renovations. We have loan options for that, too! Finding the right loan for your situation is what we do best.

Stop into your nearest First Utah Bank branch location or give us a call at 801.308.BANK (2265). We’re happy to discuss the various mortgage options that are available to you.