Are you thinking of buying a home? It's the American dream, and so very worth the effort, but some buyers find their happiness dampened when they learn there are a number of charges and fees involved in buying a home. Let’s take a look at some of... (Read More)

Are you a small business in need of extra capital? First Utah Bank is a Preferred Lender (PLP) with the U.S. Small Business Administration (SBA). This means we can work with the unique financial needs of small businesses, particularly those... (Read More)

Great! You know you want to move forward with a home improvement or renovation project. However, how do you even begin to find a contractor to work with you? First, know exactly what you want done. This will help any contractor know how to better... (Read More)

When was the last time you looked at the fine print when you pay your monthly mortgage? You might be surprised how your current interest rate compares to rates available now. Perhaps you'll want to consider refinancing your mortgage. The question... (Read More)

Do you have friends and family asking you for money? While it may seem like a good idea to make a loan, it can create havoc. Let’s consider the questions you should ask: Will it ever be repaid? What are the repayment plans? You may assume... (Read More)

The Federal Trade Commission estimates that one in every 20 consumers has errors in his or her credit report. That's an alarming estimate, given the fact that credit information can affect the rates you are able to obtain when applying for a... (Read More)

Is cash flow a challenge for your business? Consider applying for a line of credit at First Utah Bank. A line of credit is basically a loan that you can tap into when you need it, whether for improving cash flow, meeting payroll, purchasing... (Read More)

When it comes to financing any purchase, you have plenty of loan options available to you. You may think that the interest rate is the most important factor to consider as you compare loans, but there are other factors that could affect your final... (Read More)

Every day your mail box has bills and junk mail. You collect receipts as you make purchases throughout the day. What do you do with pieces of paper you don’t need to keep for tax or personal reasons? Some pieces should be shredded. Some should... (Read More)